© March 2012 Todd Costello  All Rights Reserved.

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    • Fiscal Cliff
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    • Market Watch
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    Homeownership for life is about...

    A. Saving you money
    B. Building Value
    C. Keeping you informed

    Achieving A, B & C, is easy as 1, 2, 3.

    1. The Monthly Market Watch
    2. The "Need to Know" Tutorials
    3. The Market Data

    One Family and One Client at a time. 24/7/365/worldwide.

    Call or email now if we can help. (814) 231 - 8200 ext 355

  • Home EquityYour Home's Equity...

    #1. Provides stability for your future.

    #2. Is an asset you must understand and respect.

    #3. May be used to consolidate debt.

    Learn the basics.

  • Mortgage RefinancingRefinancing...

    There is nothing wrong with saving money and lowering our monthly payments. Today's mortgage rates are at historic lows.

    Does refinancing make sense for your family? Learn more.

    "Todd's MVM email (Monthly Value Message) about refinancing prompted us to check into it. Well, we went from an interest rate of over 5.5% to under 4% and switched to a 15 year loan. This was a smart move for us.
    Thanks for your help Todd."

    ~ Bill & Elias, State College (Clients since 2002)

  • Considering a Realtor

     

    1. How do you select a realtor?

    2. What should you be looking for?

    3. Do all Realtors have the same level of experience and commitment?

    Here's what you need to know, click here.